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Flash Flood Warning for Hardee, DeSoto and Highlands counties Mon morning Nov 2: Arcadia, FL

Flash Flood Warning for Hardee, DeSoto and Highlands counties Mon morning Nov 2. Per National Weather Service flash flood warning as of Nov 2, 2026. On Mon morning Nov 2 the National Weather Service in Tampa Bay Ruskin issued a Flash Flood Warning for eastern Hardee, northern DeSoto and northwestern Highlands counties. At 8:01 AM EST, NWS said Doppler radar showed 5 to 8 inches of rain had fallen, with 2 to 3 more inches possible, and that flash flooding was ongoing or expected to begin shortly in locations including Sebring, Avon Park, Arcadia, Wauchula and Zolfo Springs. A Flood Watch also covers Polk, Hardee, DeSoto and Highlands counties until 3 PM EST Monday. If water got into your home, photograph it before cleanup and start drying as soon as it is safe. Check weather.gov for current alerts.

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Water Damage, first hour: Stay safe from electricity first, stop the water at the source if you can, move valuables, photograph everything before cleanup, and start drying or call for water extraction as soon as possible. Full water damage checklist.

Short answer: Stay safe, stop further damage if you safely can, photograph everything before cleanup, notify your insurer, and get one free inspection from a local pro.

First-hour checklist

  1. Get to safety. Stay inside until the storm passes. Keep away from downed power lines and call 911 for emergencies.
  2. Stop further damage if it is safe. Shut off water for leaks, catch drips, and move belongings away from openings.
  3. Photograph everything. Take wide and close-up photos and video of damage before any cleanup, including hail next to a coin.
  4. Don't climb the roof or cut trees. Leave roofs, tarping and tree removal to professionals.
  5. Notify your insurer. Report the loss and keep receipts. Many storm losses may be covered, depending on your policy.
  6. Get one free inspection. One licensed local pro documents the damage and gives you a photo report and estimate to share with your adjuster.

Storm coming? Prep tips

  • Photograph your home now so your adjuster has a before picture.
  • Save your policy and your insurer's claim number on your phone.
  • Bring in or tie down outdoor furniture and grills.
  • Know where your water shutoff and electrical panel are.
  • Charge phones and keep a flashlight handy.

Helpful reading

See all current storm pages

Damage-specific checklists

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Frequently asked questions

Is storm damage in Arcadia covered by insurance?

Many storm losses may be covered, depending on your policy. Only your insurer decides coverage. We document the damage and provide a photo report and estimate you can share with your adjuster; we don't file, negotiate or adjust claims.

How fast can someone come out in Arcadia?

For active emergencies, request immediate service and one local pro will contact you. Timing depends on local demand and safety after a storm, so we can't guarantee a specific time.