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How to Avoid Storm-Chaser Contractor Scams

Illustration of a residential street after a storm with debris piles, a roll-off dumpster, a wheelbarrow and shovels for cleanup
Debris removal is often the first step before repairs can begin.

Red flags to watch for after a disaster and how to verify a contractor before you sign anything.

Verify credentials

Check state or local licensing (where required), proof of liability and workers' comp insurance, and a local physical address.

Don't sign under pressure

Many states give homeowners a right to cancel certain storm-repair contracts within a few days. Read before signing.

Avoid large upfront payments

Pay reasonable deposits only, and never pay in full before work is done.

Be wary of deductible waivers

Offers to waive or absorb your deductible can be insurance fraud and are prohibited in many states.

This guide is general information, not legal or insurance advice. Check your policy and consult your insurer or a licensed professional.

Related: Disaster Cleanup

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